skip to main content

The Ultimate Guide to Small-Business Loans

Successfully building a small business doesn’t require you to be an expert in small-business financing, but you should understand your options and choose the one best suited for your business needs. Our ultimate guide will help you do both.

View Guide
On This Page
Popular Lenders
Lender Reviews
Loan Calculators
Loan Fundamentals
Startup Resources
Growth Resources

Find the Best Lender

Lendio, Fundera, and Funding Circle offer some of the best small business loans
Chloe Goodshore
By
Chloe Goodshore
11/11/2023
Best Small Business Loans
Best Crowdfunding Sites for Startups
Sarah Ryther Francom
01/12/2023
Best Crowdfunding for Startups 2023: How to Fund Your Small Business
Lendio, BlueVine, and Fundbox offer some of the best small business loans for women
Chloe Goodshore
11/11/2023
10 Best Small-Business Loans for Women in 2023
line of stores on abstract background
Chloe Goodshore
12/05/2022
Best Commercial Real Estate Loans 2023
person-holding-up-open-sign-on-abstract-background
Chloe Goodshore
11/11/2023
The 5 Best Startup Business Loans of 2023

Read Lender Reviews

Compare Top Loan Options

A young woman of color sits on a couch and types into a laptop while holding cash
By
Chloe Goodshore
02/01/2023
Bluevine vs. Fundbox 2023
Fundbox and Bluevine may both be alternative lenders offering lines of credit, but they have...
Feature image of a young black businessman shaking hands with a woman across a desk
By
Chloe Goodshore
02/01/2023
Fundera vs. Lendio
Fundera and Lendio are two great lending marketplaces with a lot in common―including their ability...
Featured image of a white woman in a blue tank top pumping her fist and cheering as she reads good news on her laptop
By
Chloe Goodshore
02/01/2023
Kabbage vs. Fundera: How this Lender and Lending Marketplace Compare
Are Kabbage’s fast funds or Fundera’s many choices better for your business financing needs? Most...
A young woman is working in a bright office
By
Chloe Goodshore
07/10/2022
Square Capital vs. PayPal Working Capital vs. Stripe Capital
We break down what’s great about these payment processing lenders—and what’s not-so-great. In the past...

Business.org’s Business Loan Calculators

Does a small-business loan make sense for your business? Our loan calculator helps you identify the total cost of a small-business loan so you can make an informed decision.
happy couple working with woman wearing glasses going over paperwork
By
Chloe Goodshore
12/06/2022
Business Loan Calculator
Applying for a small business loan? Calculate the true cost of your loan with Business.org’s...
construction worker talking on phone while using laptop
By
Chloe Goodshore
12/05/2022
Commercial Loan Calculator
Let a commercial real estate loan calculator do the math on how much that loan...
woman getting hair washed at salon using cell phone
By
Chloe Goodshore
08/01/2023
SBA Business Loan Calculator: Estimate Your SBA Term Loan Costs
Find out how much your SBA loan will cost you with our SBA business loan...

Small-Business Loans: What You Need to Know

6 Most Important Business Loan Requirements
03/24/2023
two-woman-negotiating-business-loan
How to Get a Small Business Loan in 7 Simple Steps
03/28/2023
woman in fashion looking at paperwork
Types of Commercial Loans for Real Estate and Beyond
02/24/2023
interior-empty-warehouse
How to Get a Commercial Real Estate Loan
12/06/2022
The Types of SBA Business Loans Explained
12/05/2022
Businessmen applying for SBA loans
Breaking Down Business Startup Costs: What to Expect
05/18/2023
Business owner looking at tablet
Types of Startup Business Loans
06/27/2022
How Long Does It Take To Get a Business Loan?
12/06/2022
person with pink hair using laptop in office

Financing Your Startup

person-holding-up-open-sign-on-abstract-background
Chloe Goodshore
By
Chloe Goodshore
11/11/2023
The 5 Best Startup Business Loans of 2023
Best Crowdfunding Sites for Startups
Sarah Ryther Francom
01/12/2023
Best Crowdfunding for Startups 2023: How to Fund Your Small Business
best start up loans for bad credit screen on desktop
Sarah Ryther Francom
12/06/2022
10 Best Startups Loans for Bad Credit in 2023
Sarah Ryther Francom
06/27/2022
Types of Startup Business Loans
woman using computer and referencing sheet of paper
By
Sarah Ryther Francom
12/06/2022
How to Get a Startup Business Loan
Lean how to get a startup business loan in 6 easy steps. Play Video Learning...
woman using credit card on abstract background
By
Chloe Goodshore
12/06/2022
Best Startup Business Line of Credit 2023
After looking at dozens of business lenders, we found the best ones that offer business...
By
Christa Baxter
05/21/2023
6 Ways to Self-Finance Your Business
Even if you have a great business idea, it is unlikely to succeed without solid...
Business owner looking at tablet
By
Sarah Ryther Francom
05/18/2023
Breaking Down Business Startup Costs: What to Expect
When starting a business, it can be tough to estimate all the costs. We researched...
Explore All Startup Content

Financing with Bad or No Credit

7 Vendors that Help Build Business Credit 2023
12/06/2022
women and a man wearing construction safety gear interacting with another man and women.
5 Best Business Loans for Bad Credit in 2023
02/08/2023
person wearing apron and looking to the right
Best Small-Business Loans with No Credit Check 2023
12/05/2022
Best-Business-Loans-on-laptop-screen
People in office shaking hands
By
Sarah Ryther Francom
05/09/2022
Understanding Business Credit
If you’re unsure about how business credit works and what makes it different from personal...
happy business owner with good business credit
By
Chloe Goodshore
03/29/2023
How to Build Business Credit: 5 Steps for Improving Your Business Credit Score
With a strong business credit profile, you can qualify for better business financing options. While...
business woman looking at her personal credit score
By
Bill Frost
09/07/2022
How Credit Scores Affect Small-Business Loans
Don’t know your FICO score? Learn it, then live it: Business.org navigates the numbers and...
small business owner with bad credit
By
Sarah Ryther Francom
09/03/2022
How to Finance Your Business with Bad Credit
A low personal credit score doesn't have to keep you from getting small-business funding. So...

Commercial Real Estate Loans

line of stores on abstract background
Chloe Goodshore
By
Chloe Goodshore
12/05/2022
Best Commercial Real Estate Loans 2023
Chloe Goodshore
12/06/2022
How to Get a Commercial Real Estate Loan
photographer-in-studio-taking-images-of-food
Bill Frost
08/29/2022
Commercial Real Estate Loan Rates
Commercial real estate brokers
Chloe Goodshore
07/01/2022
Commercial Bridge Loans: A Stopgap Real Estate Financing Solution
Two Business People Calculating Finances
Chloe Goodshore
09/12/2022
What Is a Commercial Loan?
Explore All Growth Content

SBA Loans

The Types of SBA Business Loans Explained
12/05/2022
Businessmen applying for SBA loans
SBA Loan Rates Explained
11/23/2022
Businesswomen getting SBA business loan
How to Get an SBA Loan
05/17/2022
Business owner doing the books
How to Get an SBA Disaster Loan
06/30/2022
Illustrative image of a man and woman checking inventory levels in a warehouse.
A Guide to SBA 7(a) Loans
12/07/2022
A Guide to SBA 7(a) Loans
A Guide to SBA 504 Loans
01/03/2023
man shakes loan officer's hand
SBA Express Loan Requirements & How they Work
06/30/2022
woman getting loan
SBA Business Loan Calculator: Estimate Your SBA Term Loan Costs
08/01/2023
woman getting hair washed at salon using cell phone

Latest Small-Business Loan Resources

Feature image of a black business owner smiling
6 Best GoFundMe Alternatives for Business Crowdfunding 2023
Chloe Goodshore|February 01, 2023
Best overall Kickstarter Platform fee:5% of total funds raised Reward-based financing campaign 3% + $0.20...
Lendio vs Kabbage Lending
Lendio vs. Kabbage Lending 2023
Chloe Goodshore|February 01, 2023
Don’t know if you should get a line of credit with Kabbage or compare loans...
Businesswoman using a laptop in a workshop
StreetShares Review: Not Just for Veterans
Chloe Goodshore|February 01, 2023
StreetShares has loaned over $100 million to small businesses.1 But is it right for your...
Feature image of a young black businessman shaking hands with a woman across a desk
Chloe Goodshore|February 01, 2023
Fundera vs. Lendio
Read More
lendio-vs-lendingtree
Chloe Goodshore|February 01, 2023
Lendio vs. LendingTree Loans 2023
Read More
Harvest SBA Loan Review
Chloe Goodshore|February 01, 2023
Harvest SBA Small Business Loan Review 2023
Read More
Feature image of a Black woman standing in a warehouse looking at her tablet
Chloe Goodshore|February 01, 2023
Currency Capital Equipment Financing Review: Poor Transparency and Even Worse Reviews
Read More
Upstart Personal Loans Review
Chloe Goodshore|February 01, 2023
Upstart Personal Loans for Business Review 2023
Read More
A young woman of color sits on a couch and types into a laptop while holding cash
Chloe Goodshore|February 01, 2023
Bluevine vs. Fundbox 2023
Read More
Featured image of a female banker showing documents to a female client
Chloe Goodshore|February 01, 2023
Chase Small-Business Loans Review 2023
Read More
Load More
Location

5202 W Douglas Corrigan Way
Salt Lake City, UT 84116

Contact Us
About Us
Partner with Us
Careers
Press
Explore

Loans

Banking

Accounting & Payroll

Taxes

Point of Sale

Payment Processing

Inventory Management

Human Resources

Other Services

 

Find Solutions

Best Small Business Loans

Best Inventory Management Software

Best Small Business Accounting Software

Best Payroll Software

Best Mobile Credit Card Readers

Best POS Systems

Best Tax Software

Don't miss an update

Stay updated on the latest products and services anytime anywhere.

By signing up, you agree to our Terms of Use and Privacy Policy.

Disclaimer: The information featured in this article is based on our best estimates of pricing, package details, contract stipulations, and service available at the time of writing. All information is subject to change. Pricing will vary based on various factors, including, but not limited to, the customer’s location, package chosen, added features and equipment, the purchaser’s credit score, etc. For the most accurate information, please ask your customer service representative. Clarify all fees and contract details before signing a contract or finalizing your purchase.

Our mission is to help consumers make informed purchase decisions. While we strive to keep our reviews as unbiased as possible, we do receive affiliate compensation through some of our links. This can affect which services appear on our site and where we rank them. Our affiliate compensation allows us to maintain an ad-free website and provide a free service to our readers. For more information, please see our Privacy Policy Page. |

© Business.org 2024 All Rights Reserved.

Icon Caret Up Light
Back To Top